Things to think about in a new independent living situation

Look for safety and accessibility features to meet your needs if you become less independent. Consider a single-level dwelling, accessible condominium or apartment, or a retirement community that provides support services such as transportation and housekeeping.

Before you decide to move, also consider:

  • Your home’s value
  • How much equity you have
  • The advantages of buying versus renting with any related tax and legal issues
  • Whether this will be a short or long-term move

Independent living options

  • Living with others often involves moving in with an adult child. Sometimes part of the first floor can be made into a suite or a private apartment can be added.
  • Sharing a home with non-family members is growing in popularity. Several programs match homeowners with tenants. The programs look for different generations, draw up rental agreements and settle possible disputes.
  • 55+ active-adult communities offer resort-style amenities but no support services. Some require that you buy a home or condo. Others offer rental housing.
  • A village is a community that links neighbors together to help one another stay in their homes. Members pay an annual membership fee to bring support and services into their home. Volunteers often provide those services.
  • Retirement communities and senior apartments are for individuals who can live on their own. However, they may want services such as maintenance, housekeeping and group dining.
  • Government-supported housing is for mature adults and those with disabilities with limited incomes and assets. Some facilities also provide meals, transportation and social programs. Waiting lists are common.

Visit the Explore of the MAP website to learn more about housing options that offer more support.

Related Links

Maryland Access Point (MAP) staff are available to help you explore your options to meet your current needs or create a plan for the future.